Talc Lawsuits Up In The Air


After a 3-week-long trial, a jury residing in Missouri has now ordered pharmaceutical company, Johnson & Johnson to pay a whopping $72 million to a family of a woman who has pass on last year because of ovarian cancer. This is a death which the family blames solely on Johnson & Johnson’s talcum powder.

Alabama insurers claim 62-year-old Jackie Fox of Birmingham, Alabama, had used these talc products for several decades yet was not actually ever made aware of their threatening potential health risks.  Apparently. Johnson & Johnson had failed to alert users.

The jury has indeed reached a verdict, but it is highly likely that J&J will file an appeal. This is not the only case which the company is involved with.  There are 1,200 lawsuits which are currently pending throughout the country, and it is highly anticipated that this recent outcome of the trial is going to likely ignite many more.

What is the real deal behind these claims? The fears is that over usage of talc can stem from the fact that this mineral is naturally found in spots across Earth which additionally contain asbestos, which is a known carcinogen. It is for that very reason that talc which is utilized for cosmetic applications, such as in makeup or either to make baby powder, must be asbestos-free. This is a requirement which has actually been in place since the mid 70’s.

Talc has been continually scrutinized as a potential cancer-causing ingredient. Many studies throughout the years have drawn these associations with the genital application of talcum powder when it comes to ovarian cancer. While some research has now concluded that the usage of talc can modestly increase the true risk of this particular kind of cancer, the link between the two now remains a very controversial one.

Biological evidence which supports this potential link is quite lacking because the carcinogenicity has yet to be actually identified, and there does appear to be no real dose response. In the event that talc was actually a carcinogen, then greater exposure would certainly be expected to cause a bigger risk of developing the disease. That, however, has not been witnessed with its usage.

Added questions do arise when exposure is considered. Other products, such as condoms as well as diaphragms, which have been coated with talc, have not actually been associated with the potential risk of ovarian cancer. Considering that talc a carcinogen lacks the convincing scientific documentation necessary.

Even though the proof of cause is not certain, California insurance specialists and Florida insurance specialists have decided to create an exclusion on liability insurance policies for these risks.

Missing Alabama Boy Found

A boy who was reported to authorities as missing in Alabama thirteen years ago has now been found unharmed and safe in Cleveland, Ohio, officials say.

Julian Hernandez resided in the legal custody of his mom when he went missing on August 28, 2002. He was only five years old at the time of the incident.

It was thought that the boy’s dad, Bobby Hernandez, kidnapped him as part of a non-custodial parent abduction, according to the Vestavia Hills Police Department, Birmingham.


A hot lead in the case came to light on Sunday when Vestavia Hills police were then contacted by the FBI in Cleveland about a missing boy.

Suddenly, the case broke wide open when Julian was attempting to submit an application for college. Brandon Falls, the DA for Jefferson County, told reporters he ran into issues when his Social Security number did not match his name.

A school counselor then worked with him to figure out why. It was then they discovered that he appeared in the database for National Center for Missing and Exploited Children.

The missing boy who they were then able to locate and positively identify is now 18 years old. Julian’s mom and family were then made aware of his existence.

Bobby Hernandez was arrested Monday for the abduction. The court records that came from Cuyahoga County in Ohio didn’t specify the exact charges against him. CNN made an attempt to contact attorney Ralph DeFranco’s office for further comment Wednesday night but didn’t receive any response.

Bobby Hernandez made then his initial appearance in the Cuyahoga County Court on Wednesday, and his bond was then set at $250,000. His preliminary hearing is now being scheduled for November 12th.

In addition to the abduction charges in Ohio, Hernandez is going to face charges in Jefferson County, Alabama, for the 2002 kidnapping. He may also receive added charges.

The Vestavia Hills Police Department has worked with the FBI’s Violent Crime Task Force from Cleveland, as well as the National Center for Missing & Exploited Children, along with the Birmingham Division of the FBI.


Alabama Automobile Insurance Coverage Laws

Alabama is a “Fault” Insurance coverage State

In the United State, you usually see a state fall under the “no-fault” and “fault” classification. A “fault” system is likewise known as an “at-fault” or “tort” system in some states). Alabama is a “fault” state when it worries vehicle mishaps and insurance protection. This suggests that the fault (or legal responsibility) of the vehicle drivers associated with the crash will affect how and in precisely what method payment is paid to those who are harmed as a result of the mishap.

When it concerns choosing ways to continue with a claim for payment after an accident, it also indicates that Alabama motorists have a number of alternatives. These alternatives include:

– suing with one’s own insurer, according to the regards to the policy
– filing a claim with the other motorist’s insurance (in some cases called a “3rd celebration insurance coverage claim”) and
– sending an accident match versus the other motorist.

Minimum Car Insurance Requirements in Alabama

Alabama needs vehicle drivers to have a minimum liability insurance protection on their vehicles, which is set by Alabama law. This insurance coverage spends for medical bills, home damage, and other expenses in a mishap if you are found to be at fault. Since 2011, the minimum automobile insurance requirements in Alabama are:

$ 25,000 for a single person hurt in an incident
$ 50,000 for each accident where more than someone is hurt, and
$ 25,000 for each incident that activates house damage.

This “liability” insurance does not pay your medical costs or cover the expense to fix or change your car. You can get extra insurance security in Alabama to cover those type of losses.

Motorists in Alabama do not need to reveal they have insurance in order to register their automobiles. However, if you are come over a law enforcement officer in Alabama and can not show to them that they have insurance coverage, they might face fines of up to $1,000, a six-month suspension of your drivers’ license, or both.

Uninsured/Underinsured Driver Insurance coverage in Alabama

Alabama does not need motorists to have uninsured/underinsured car motorist insurance coverage. This insurance protection can help secure you if you stay in a crash where the at-fault driver turns out to have no automobile insurance protection completely, or not sufficient protection to compensate you for your injuries and other losses triggered by the mishap.

If you have more questions, you can consult this Alabama auto insurance agent.